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Feature Story 
May 1, 2007
Widowhood's Economic Consequences Harshest on Minority Women

From EurekAlert! - Breaking News:

Minority widows are at a particularly high risk of poverty in late life, according to a report published in the latest issue of The Gerontologist (Vol. 47, No. 2).

While the data reveal a substantial financial widowhood penalty among all ethnic groups, minority women often have lower incomes and fewer assets to begin with.

Authors Jacqueline Angel, Maren Jiménez, and Ronald Angel of the University of Texas at Austin sought to discover the economic consequences of losing a spouse as women approach retirement.

The findings show that although non-Hispanic white women had more initial wealth than their Black or Hispanic counterparts, widowhood resulted in a greater relative loss in total assets for the minorities.

Women who have not had careers or worked in jobs in which they were able to vest a pension are almost totally dependent on their husband's income and limited community assets.

Even if their absolute drop in income is less than that of more affluent non-Hispanic White women, minority widows can end up far worse financially if they have few assets to liquidate or borrow against.

The article abstract is available online at http://gerontologist.gerontologyjournals.org/content/vol47/issue2/.

Read more from this post.

Posted on May 1, 2007 1:28 AM


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